We Understand banking

Together with Horn & Company, you can master the challenges of today and tomorrow.

Expert advice from strategy to implementation

Horn & Company impresses with in-depth industry expertise and customized solutions. Our clients rely on us to tap growth potential, realize synergies, meet regulatory requirements and ensure sustainable corporate success.

Public-sector banks, cooperative institutions and private banks alike rely on the experience of our experts. Crucial for you: we understand banking across the entire value chain.

Whether retail or wholesale banking, asset or wealth management, together with our clients we develop and implement tailor-made strategies. In this way, we measurably strengthen our clients' market position and earnings situation.

Banks are facing major challenges. In addition to the digital transformation and comprehensive ESG requirements, it is important to modernize sales and prepare organizations for demographic change. Artificial intelligence can make an important contribution here. We help you to master the challenges and develop targeted strategies to strengthen your competitiveness.

We are specialized in 

Savings Banks 

Savings banks are the reliable partner of the regional economy and private customers. We know the concepts and models of the Sparkassen-Finanzgruppe from more than 500 projects with savings banks, association partners, association service providers and associations. With our support, savings banks utilize the strength of the association and rely on the standards of the group.

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Cooperative Banks 

Cooperative banks are cornerstones of the community and support private and business customers at regional level. We know the challenges of the primary level, the central institutions and the service providers within the group. We support the development of innovative solutions to increase competitiveness.

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Central Institutions

Public and cooperative central institutions face complex challenges when it comes to direct market cultivation and structuring cooperation with regional institutions. We provide support in flexibly designing efficient structures so that central institutions can meet changing requirements.

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Large Banks

Whether an international universal bank or a specialized major bank - every bank faces unique challenges and strategic requirements. Together with our clients, our experts develop tailor-made strategies and implement them in a targeted and benefit-oriented manner.

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Digital Banks

Whether you are an established digital bank or a growing FinTech, digital banks face dynamic challenges and need flexible, innovative solutions. Our experts work with our clients to develop tailored strategies that promote digital excellence and create clear added value.

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Private Banks

Whether a traditional private bank or modern wealth management - private banks are faced with the task of combining the highest quality of service with efficient, future-proof structures. Together with our clients, our experts develop tailor-made strategies that promote both exclusive client experiences and sustainable growth.

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Asset Management

Focus on innovation - we develop strategies for the next level of asset management and ensure sustainable success. Horn & Company focuses on forward-looking solutions that combine efficiency and growth, creating measurable added value for its clients.

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State Development Institutions

State development institutions fulfill a central public mandate. They make a significant contribution to the transformation of the economy, innovative strength and regional development. We support development institutions in the efficient performance of this task and provide support in the development and implementation of development strategies, product design, process optimization, organizational realignment and agilization.

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Mortgage Banks

Mortgage Banks are key players in the real estate sector. We support you in efficiently designing your structures and processes and consolidating your market position. In doing so, we keep a close eye on the specific challenges of the sector and the regulatory peculiarities.

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IT Data Centres

Whether a leading data center or specialized cloud provider, data centers in Germany face the challenge of balancing security, efficiency, and sustainability. Our experts work closely with our clients to develop tailored strategies that optimize operations and create lasting value.

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Cantonal Banks

Whether a large cantonal bank or a regional player, Swiss cantonal banks face the challenge of combining local commitment with modern banking practices and increasing competitive pressure. Our experts work with clients to develop tailored strategies that support both local needs and sustainable growth.

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The Horn & Company Banking Dashboards

With Horn & Company’s proprietary dashboards, you can access the most relevant news, developments, and key metrics related to cryptocurrencies and the banking sector.

The Banking Dashboard provides you with a real-time overview of the latest news, developments, and key performance indicators in the banking industry.

The Crypto Dashboard allows you to track the latest developments and updates on cryptocurrencies and blockchain technologies in near time.

Our competence portfolio for banks

Horn & Company offers comprehensive consulting and customized solutions for the banking sector.

With our in-depth industry expertise and sound methodological knowledge, we support banks in strengthening their market position and increasing efficiencies. Our expertise covers the entire value chain from the strategy process, sales, back office and operations to risk management and overall bank management. Our experienced team of consultants accompanies you from conception to implementation to ensure measurable benefits.

Banking competence
Horn & Company Modular Strategy Process 

Horn & Company advises you holistically from the development to the implementation of your business strategy.

Banking competence
Holistic Cost Management

Horn & Company is your consulting partner for establishing sustainable and effective cost management.

Banking competence
M&A and PMI Consulting 

Horn & Company supports you throughout the entire M&A process. From targeted M&A strategy to stringent and sustainable PMI. 

Banking competence
Outsourcing & Service Provider Management

Horn & Company advises you on the implementation of your outsourcing project and helps you establish the foundation for sustainable and targeted provider management. 

Banking competence
Retail Banking 

Time to strengthen your sales and shape the future of your retail banking together with Horn & Company. 

Banking competence
Sales in Corporate Banking 

Leading the way instead of keeping pace – Horn & Company supports banks in realizing their full potential in corporate banking.

Banking competence
CFO-Agenda

A new understanding of the role as a “transformation officer” helps to use present challenges to shape the future of your company. 

Banking competence
Sustainability Transformation in Banking

The sustainability transformation – great challenges come with great opportunities. Horn & Company is your partner to adress these holistically. 

Banking competence
Optimized Process Management

Horn & Company is your partner for optimizing existing processes and for implementing effective new ones.

Banking competence
Investment Business

Horn & Company has extensive experience along the entire value chain and is a strong sparring partner for strategy development and implementation.

Banking competence
Project Portfolio Management

Horn & Company is your trusted partner for exceptional consulting in establishing effective project portfolio management.

Banking competence
Credit processes of the future

Rethinking credit processes with Horn & Company - from loan initiation to lending. 

technology &
transformation

Experience with us how you can use technology to turn your ideas and goals into measurable transformation successes. 

Get to know our expertise

Artificial intelligence & data

From new use cases and AI operating models to ethical considerations: Horn & Company will show you how to use AI effectively and impactfully to generate added value and transform your business model for the long term.

Get to know our expertise

Our experts for banks

Our experts have extensive specialist knowledge and many years of experience in the banking sector. They offer customized solutions that are precisely tailored to your needs and have implemented numerous successful projects. Simply make an appointment and see the quality of our advice for yourself. Our experts will be happy to assist you.

Experts
Dr. Christian Horn 

Managing Partner

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experts
Dr. Matthias Sattler

Managing Partner

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Experts
Dr. Alexander Bethke-Jaenicke

Managing Partner

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Horn & Company Banking Insights
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