Dr. Constantin Muranaka

Principal

Constantin Muranaka is a Principal in the Finance, Risk and Transformation Competence Center at Horn & Company. In the Financial Services division, he supports banks in their digital and financial transformation - with a focus on finance, risk management and sustainability.

He studied physics at the University of Hamburg, where he completed his doctorate. His professional career has taken him to EY and d-fine, among others, with a focus on finance transformation, data strategies and regulatory issues - always at the interface between business and IT. In his private life, Constantin is particularly interested in Japanese culture and language.

“For me, 'together we grow' means creating solutions together, learning from each other and surpassing oneself - as a team, with clients and in complex transformation projects.”

- Constantin Muranaka
13. August 2025
Impacts of the balance-sheet treatment on the marketing of ESG-linked loans in the EU
EU Regulation 2026 makes ESG-linked loans balance-sheet neutral and stable, providing greater planning certainty for banks and borrowers.
Read more